Updated Friday, July 25, 2014 as of 12:02 PM ET
Making Your Retirement Money Last: Friday's Retirement Scan
Our daily roundup of retirement news your clients may be thinking about.
A smart way to make your retirement money last
Delaying Social Security benefits and investing in qualifying longevity annuity contracts form a smart strategy that clients can use to ensure they will not outlive their retirement funds, according to CBS Moneywatch. See how a 65-year-old client making about $75,000 a year will enjoy "practice retirement" when she retires completely after delaying her Social Security benefits. The article also determines how much the client will generate in retirement income from a QLAC if she hits full-time retirement age of 70.  --CBS Moneywatch   more »
More in Insurance
The company has been under consideration as systemically important for more than a year, and its executives have met more than 10 times with council staff members to argue it doesn’t pose a risk. more »
Since the Affordable Care Act became law in 2010, many of the tax provisions have slowly come into effect. The year 2014 brings some additional significant tax provisions associated with health care reform. more »
Are you paying too much for long-term care?; Retirement savings makes you healthy and wealthy; Talk to your spouse and stop blaming each other more »
How to get "peace of mind" retirement income; Changing insurance plans can reduce premiums; Risks of spending retirement savings too early more »
High-risk behaviors put investments at risk; Theme songs for retirement; Right (and wrong) questions for clients more »
Retirees ignoring biggest assets; Spending habits more important than income; Situation improves for 65-year-olds more »
These combination or hybrid products package long-term care coverage with a life insurance policy or annuity-like product. more »
For advisors, there are significant non-portfolio issues to consider when interest rates finally increase. more »
After variable annuity sales plunged in 2012, expectations are high for the coming years for new players and higher sales. more »
People underestimate the chances of dying from likely causes, like heart failure, while overestimating the chances of dying from an unlikely cause, like murder. This can cause big mistakes in retirement planning. more »
The IRS recently drafted Obamacare regulations that offer some insight into what will be the associated monetary penalties for individuals who do not take up health care coverage. more »
Employers remain in a holding pattern through 2014 regarding a provision of the Affordable Care Act that the IRS is not yet enforcing. more »
Buyers of life insurance still prefer a personal touch, a fact that should cheer advisors at banks and credit unions. more »
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2014 Summer Reading List for Advisors

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