Retirement Planning

Updated Saturday, May 18, 2013 as of 11:06 PM ET

Practice - Retirement Planning

Asset managers and other financial product providers got a warning this week: The needs of financial advisors and their clients are changing, and it's the providers that need to adapt.

That message was delivered emphatically to financial service executives by Pershing chief operating officer Lisa Dolly during her keynote address at the Insured Retirement Institute�s Marketing Forum in New York on Thursday. more »

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Gen Y Mass Affluent Outpace Boomers In Retirement Readiness

Mass affluent investors are beginning to regain confidence following the economic downturn, according to the Spring 2013 Merrill Edge Report. more »

Even Higher-Income IRA Owners Take Pre-RMD Withdrawals

Most IRA owners limit withdrawals to required minimum distributions, according to a new report from the Employee Research Benefit Institute. Nevertheless, a substantial number of higher-income retirees take withdrawals before age 70-1/2 and those non-required distributions may be relatively large, in relation to their IRA balances. more »

Recession Not Entirely at Fault for Retirement Crisis

The economic recession may have sparked a retirement crisis in America, but other significant derailers have also played a role. more »

Fears of Aging Clients Overstated

Reports that aging clients may not be able to make sound financial decisions because of declining cognitive skills may be overstated, said Laura Carstensen, professor of psychology and head of Stanford University’s Center on Longevity. more »

Low Interest Rates Could Ding Retirement Plans, EBRI Warns

A new study attempts to quantify the very real effect that low interest rates and muted yields in certain asset classes could have on investors' retirement planning. more »

Plan for Colossal Health Care Costs, NAPFA Audience Hears

Advisors are not doing a good enough job planning for health care costs. To better serve clients, advisors must understand the realities of health care, despite many unknowns. more »

Advisors Lower Boomers’ Retirement Debt

Among pre-retirees who worked with advisors, 73% said that did not expect to carry debt into retirement. more »

HSA Assets Continue to Surge

Fidelity reported a 53% increase in health savings accounts opened in 2012, raising the number of individual accounts administered by the company to 182,000. more »

ETFs Now Can Be Placed in Retirement Plans

MidAtlantic Trust Company said it had resolved record-keeping problems that have kept exchange-traded funds from being part of holdings in 401(k) and other retirement plans. more »

Retirement Readiness Worries Persist Despite Record 401(k) Balances

Only 12% of employers sponsoring 401(k) plans feel that their employees will be financially prepared for retirement, down from 15% a year ago. more »

Fees Continue to Impact Retirement Assets

A difference of 1% in fees could reduce an investor’s balance at retirement by as much as 28%, according to the Department of Labor. more »

Boomers Usher in New Retirement Reality

When it comes to retirement, baby boomers are favoring lifestyle choices over wealth preservation, bucking the traditions of the generations that came before them. more »

Men and Women Like-Minded, Mostly, in Retirement Thinking

Women and men are equally likely to save for retirement and almost as likely to calculate how much they’ll need. more »

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