Investment alternatives to the 401(k) Educate Using a new Retirement Calculator that does not subscribe to the 3-6-9 philosophy of most financial planners. Helping fee-only advisors access low cost, high quality retirement income products

Most financial planners aspire to have the bulk of their customer base comprised of high net worth clientele….clients who are often described as “oversold and underserved.” But what about the largest demographic of clients today, those who are trying to plan for retirement on a modest salary? Statistics indicate that moderate-to-low income investors are in an even worse position being both “undersold and underserved.” Learn how you can build a successful practice serving the average investor by educating them and engaging their interest through better communication resources and new ideas that all financial advisory firms should embrace. * How to build a financial planning practice in the community you want to serve * Using Social Media when affiliated with an independent broker/dealer * Delivering value for the fees you charge * Education is the key to helping investors better understand retirement advice they receive from their company's 401(k) computer-based guidlines- One shoe doesn't fit all!

Learn what your clients are thinking about now from an exclusive Insured Retirement Institute (IRI) report which finds Boomers pessimistic toward retirement preparedness. Six out of every 10 people expressed concern over outliving their savings and investments. Seven out of 10 say they are “afraid” that their household is not saving enough to cover future needs. Nearly half of the all unretired Boomers surveyed stated they would put most of their assets in an investment that provides guaranteed income for life, even if it pays a low return, thus proving the need to solve the retirement income crisis has reached a critical point. Six of 10 Boomers within five years of retirement prefer to consult a specialist when making financial decisions Unretired Boomers cite retirement planning as the top financial advice they would like to receive in the next 12 months Clear preference for gaining information in a face-to-face exchange, rather than via online and electronic methods.