Whew! That was one hell of a year. From bankruptcy announcements to the Dow's historic drops, 2008 was a year many of you would probably like to forget.

Fortunately, as the ball drops, you get to start over. For many Americans that means a new gym membership or, at least this year, taking an adjusting eye to their family's budget. But for you, it means taking a fresh, new look at your business. It means hoping that the losses that have trounced your clients' portfolios can soon be a thing of the past. It's time to start anew—and we're here to help you do it.

Check out www.financial-planning.com today to help get your clients—and yourself—on the right path. Are your clients asking whether they'll be able to retire on time? Our Retirement Crisis Center (featured on the home page) is filled with expert podcasts and web seminars, in-depth features and breaking news that will enable you to provide clients with accurate, informed answers.

Wondering what other advisors are doing to keep clients' portfolios—and themselves—in balance? Our discussion boards let you talk with other planners first-hand to see what they're doing to gain some calm in the storm.

But we know that many of you, as small business owners, are also concerned about the future of your practice right now. Well, here's a piece of good news: AdvisorMax, our practice management site, is now free! Look to www.AdvisorMax.com for coaching sessions on everything from how to get referrals in this market to details on personality-based prospecting.

Now is the time to commit to the industry you love. So happy New Year everyone, we'll see you online.