Updated Thursday, July 24, 2014 as of 12:59 PM ET
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The Dreaded Question: Do You Have Long-Term Care Insurance
Thursday, November 1, 2012
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Pence says such policies do not have the use it or lose it feature of other long-term care insurance. Under life insurance policies with such riders, heirs receive the full payout if the covered individual dies without ever needing long-term care.

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