Updated Tuesday, July 29, 2014 as of 10:48 AM ET

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Americans Optimistic Even As They Struggle to Save

Teck Lim

Even as Americans struggle to save, with more than four in 10 living from paycheck-to-paycheck and eight percent who say they donít earn enough each month to pay for essentials, most are confident in their ability to manage their personal finances, according to a recent survey by Allstate.

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