As September draws to a close, we’ve rounded up the most popular stories of the month. Don’t miss the top five:

1. Client's Business in Trouble? Here's How to Tell

One of the biggest value adds advisors can provide is being able to pick up on warning signs that a client's family business may be in trouble. Here are six to look out for.

2. When Clients Should Start Social Security Early

Despite the rule of thumb to delay as long as possible, in some instances it makes sense for clients to start collecting their Social Security benefits before they reach full retirement age.

3. Amid Scandals, Is CFP Certification in Jeopardy?

The CFP Board’s strategy of punishing some certificate holders over compensation disclosure issues in what critics charge is an arbitrary manner threatens the future of the CFP designation, according to one of the early leaders of the board who also chaired its disciplinary commission.

4. For Advisors, a Big 401(k) Opportunity

As regulatory scrutiny of plans increases, advisors are in the sweet spot to capture new business.

5. What to Ask When Clients Overspend

If you have clients who are struggling with the regular investment goals you’ve designed for them, and just can’t seem to understand where the problem might lie, it could be time to ask this question.