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Here’s the argument for talking your clients into taking less risk today to get higher returns in the future.
October 28 -
Here’s why these questionnaires don’t work -- and a better way to assess how much risk a client should take on.
October 26 -
Instead of converting a traditional IRA to one Roth IRA, convert to two or more Roth IRAs, by asset class or by individual securities.
October 26 -
Nearly all advisors include international equities in portfolio construction so why would we exclude the even larger asset class of international bonds?
October 25 -
Job insecurity has focused attention on the need for emergency cash.
October 24 -
Clients’ desire for principal protection plus profit potential has benchmark-based products booming.
October 23 -
As retail funds for alternative investments become more widespread, planners must explain their purpose in a portfolio.
October 22 -
MLPs offer high yields plus tax advantages, but advisors need to drill down to deliver those tax breaks without the headaches.
October 21 -
Muni bonds have substantial risk but here’s how you may be able to get a greater return and U.S. government guarantee.
October 20 -
A bond ladder can mitigate interest rate risk, but individual bonds require in-depth research. The diversification of a fund tempers credit risk, but be wary of extended duration.
October 19 -
But beware, moves made in a portfolio should always take into consideration the client’s risk tolerance and long-term goals.
October 18 -
Rolling redemptions offer reinvestment opportunities in longer-term, presumably higher-yielding bonds.
October 17 -
After selecting an asset allocation for clients, locating assets where they are most tax-efficient is critical.
October 16 -
There are many ways to tilt portfolios toward small cap and value. Here are three alternatives for portfolio construction.
October 15 -
With markets moving swiftly, advisors sometimes rebalance more than once a year.
October 14 -
Here’s how to build a diversified portfolio with just a few low-cost funds. It’s the ultimate conclusion from Modern Portfolio Theory.
October 13 -
High income can only come with high risk, a lesson investors learned painfully in 2008. Here’s a better way to think about fixed income.
October 11 -
Because excess capital losses can be carried forward to future tax returns, with no expiration date, clients can use this “bank” of losses to offset future net capital gains.
October 11 -
Using mostly passive strategies results in lower fees and better performance, but there are cases where active management can add value.
October 10 -
Investors chase performance because it feels good, but pain is a good sign we are helping our clients invest well.
October 9