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Many seniors will rely on Medicaid to help pay the bills. Here's how advisors can help such clients protect their assets while still relying on Medicaid to cover long-term care expenses.
April 21 -
Wealthy retirees can self-insure for long-term care needs, while poor retirees' can lean on Medicaid. But what about middle class clients?
April 21 -
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There are two main options to consider. Make sure you understand the pros and cons of both.
April 21 -
While long-term care insurance can be a good way to protect your clients’ assets, the coverage can cost an arm and a leg. Spousal sharing is one strategy to consider to help reduce the cost.
April 21 -
Most seniors want to stay in their homes rather than move to an institution. But as elder care costs climb, what choice will make the most financial sense for you clients?
April 21 -
Recommending long-term care policies used to be a given, but rising premiums and diminishing benefits have many advisors rethinking their value.
April 21 -
When it comes to long-term care policies, your women clients are at a distinct disadvantage. Here's what advisors need to know.
April 21 -
Rates for long-term care policies have risen 4.8% on average during the past 2 years. Your clients have five ways to respond, but not all are smart.
April 21