Randy Fernando

Founder & CEO, Vault
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Randy Fernando founded Vault after the realization that retirement planning unfairly favored the affluent, leaving those who needed it most without access to tools for planning their future. With his background in finance and investments at JPMorgan, Randy was all too aware that the combination of high account minimums, service fees, and a bias toward employer-administration left Americas independent and small business earners underserved. In June 2017, Vault expanded its vision by launching on mobile and introducing the first way for truly anyone to save for retirement every time they're paid.