Not only do Americans expect to work longer to save enough for retirement, they expect to work way longer beyond that. New research by Wells Fargo shows that the anticipated retirement age has now stretched as much as 15 years past age 65.

About 25% of middle-class Americans expect to work until age 80, according to Wells Fargo’s seventh annual retirement survey. Meanwhile, 74% of the 1,500 respondents Harris Interactive surveyed by telephone said they expect to work in their retirement years, including 39% who said they would need to work to make ends meet. Another 35% said they would work because they want to, rather than out of necessity.

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