Posted by J. Macmillan Monday, March 12 2018 at 4:52 PM I took 5 courses necessary to become a CFP. By the time I completed their program I did not join. I believe the CFP organization misrepresents their importance to the world of client advice. I did not wish to be associated with them. I carried on with an additional 4 courses and became a Chartered Financial Consultant (ChFC), and additionally the RICP graduate program. If a CFP has proprietary funds to put clients in, they generally do so. A CFP is at best a MD, not a medical specialist! Posted by M. KOTHAKOTA Monday, March 12 2018 at 4:16 PM I'm not sure it's a matter of saying that broker's are crooks. What we're really talking about here is does being a CFP(R) certificant mean you meet an elevated level of care in the PROCESS of financial planning. I'm with Rick here - the marketing is a little misleading. Posted by W. Investor Monday, March 12 2018 at 4:11 PM Broker is not a "bad" word. The holier than thou folks need to get a handle before they destroy the program of CFP registration. Being a broker does not mean you are a crook. Many of us have provided commission services for our clients because they save money on accounts that don't trade much compared to fee crowd. Ken Fisher people who do not believe in annuities will be sorry when they realize that being a Fiduciary means you consider annuities for part of client portfolio.