Mal Fallon

Malachy Fallon, Managing Director is responsible for coordinating analytical outreach and communications, including investor relations for the US Public Finance Department. Previously Mal was Lead Analytical Manager for the Municipal Enterprise Group consisting of healthcare, higher education, 501� (3) and public housing analytical teams within Standard & Poor�s Ratings Services U.S. Public Finance Ratings. From July 2009 to November 2010 Mal was Managing Director of Ratings Change Management. As the head of this initiative, Mal and the Change Management team worked closely with Standard & Poor�s analytical practices on the prioritization, sequencing and design of operational, regulatory, strategic and analytical quality initiatives. Earlier in his career, Mal was responsible for establishing the Standard & Poor�s regional office in Dallas, Texas. The office opened in 1996 and Mal served as senior analyst there covering eight states: Alabama, Arkansas, Kansas, Louisiana, Mississippi, Oklahoma, Tennessee, and Texas. In 2000, Mal was named Managing Director and head of the region. Mal started his career at Standard & Poor�s in U.S. Public Finance in 1983 in the New York office. In this role, he focused on ratings for various sectors of Public Finance including healthcare, higher education, utilities, transportation, and general obligation bond issues. In addition, he has been involved in ratings of state and local governments and utilities in Argentina, Brazil, India, and Mexico. Mal has a bachelor of science degree and master of business administration degree from Fordham University in New York.