Michael Kitces

Imposing a new arbitration clause, without any input on the process, is deeply disconcerting, writes our columnist.

Consolidating student loans may help reduce payment obligations, but think twice about private refinancing.

Unscrupulous advisors are finding safe havens, and fear no regulatory body.

A fundamental role in the securities business is changing — and there’s no going back.

Too much of it is designed to sell products rather than to enable advisors to actually provide the guidance clients are seeking.

Why, and how, a longevity annuity could fit the bill for retirement.

You could tell clients to move to another state to avoid a $1.2M tax bill. Or you could suggest a domestic asset protection trust instead.

Contributed articles and social media posts on specific ideas can separate planners from the rest of the pack.

In certain circumstances, a Roth IRA conversion can incur an immediate tax liability – but, fortunately, the decision to a conversion doesn't have to be all or none. A partial Roth conversion is not only permissible – in practice it's often the optimal strategy.

Sometimes it’s worth it to take a chance on illiquid investments. Here’s how to gauge the risk.