IRAs

Clients should plan to replace roughly 80% of their pre-retirement income after they leave the workforce for good.

Although the market continues to rally, a possible setback remains likely and retirement investors should be ready for this scenario.

With smaller paychecks and longer life expectancies than men, one strategy includes moving their IRA assets into a Roth to reap the tax advantages.

Here’s how receiving investments on a stepped-up cost basis can save a client’s inheritance.

Although traditional IRAs offer upfront tax deductions, clients will have to pay taxes later in life when they likely will be in a higher tax bracket.

High-earning seniors are advised to carefully plan when they file for Social Security benefits.

While retirees can start taking 401(k) withdrawals without penalties when they turn 59 1/2, they may want to consider drawing from their taxable accounts for their living expenses.

Gold tends to hold its value in the long-term, but it's volatile — almost as much as stocks — so clients may need decades to ride out its ups and downs,

Clients should not underestimate the impact of taxes on their income after they retire, as their tax liability could reduce substantially their net earnings.

Stocking away income in company-sponsored plans can provide corporate executive clients tax-free compounded growth on investments.