Roth IRAs

Trying to time the market is a “fool’s game,” but preparing for a possible downturn as retirement approaches can be a smart move.

With the expenses no longer deductible, will clients ask for new planning options?

High-net-worth clients can bump into income limits when it comes to making Roth IRA contributions, but they can find other tax-saving strategies to save for retirement.

Avoiding this oversight can save clients from costly and painful legal battles after a loved one has passed away.

Waiting until your 70th birthday is the much-discussed strategy to maximize benefits. But in some circumstances, you won't miss out if you file earlier.

Clients need more advice — and advisors must do better analysis before making recommendations.

The guideline used a specific set of assumptions: a retirement lasting 30 years with savings in a tax-deferred account and nothing left for heirs. Change just one and your “safe” withdrawal rate may differ.

For wealthy people, Uncle Sam is a major challenge to asset growth.

Many single baby boomers opt to stay put in retirement because they have no children who would advise them to move to an assisted living or continuous care community.