401(k)

The 401(k) and IRA rollover business is going through its own phase of disruption.

With the full retirement age increased, the advantages of waiting until age 70 have been somewhat diminished.

Proponents of defined-contribution plans envisioned them as supplements to defined benefit plans; they didn't anticipate that 401(k)s would largely replace pensions.

On average, workers in 2015 put 6.8% of their salaries into 401(k) and profit-sharing plans, according to a recent survey.

Many Americans are facing bleak retirement prospects as a result of the current do-it-yourself retirement system.

Many pension plans are facing financial woes, with many of them reducing pension payouts to their beneficiaries.

Underestimating longevity is one of the blunders that clients should be careful not to make.

Many would argue the retirement fund is archaic, inelegant and user-unfriendly. Is it time for something new?

If they file for Social Security, they should expect 26% less than they would get if they wait until their full retirement age.

Anticipation of auto enrollment features is expected to change the way advisers serve their clients.