Editorial Staff

Investors are more likely to invest less aggressively over the years even if the decision does not make sense, according to a new study.

Most Americans are saving too conservatively to generate the income they'll need in retirement even after accounting for Social Security.

Here’s one reason why beneficiaries should consider setting up a life estate.

Retirees who opt to defer their Social Security and pension benefits and have no taxable income may want to sell securities outside their retirement accounts.

Clients may want to create an account on Social Security's official website to get a good estimate of their retirement benefits.

Retirees may opt for current market valuation or their funded ratio as the basis for the allocation.

Americans aged 50 and older would pay bigger health insurance premiums under the new health care bill that cleared the House of Representatives.

If implemented, wealthy clients may consider making charitable donations and waiting until next year to realize income.

Retirees are advised to find gigs that suit them and have realistic expectations about the work they do.

Owning a home brings benefits for retirees, but so does renting. One example: renting puts a limit on housing costs, one of the biggest expenses for retirees.

More people are planning to wait to file for benefits, but just 25% are even aware of their full retirement age.

Retirees saw a small increase in expendable income once they started collecting Social Security, according to a new study.

Read it straight from the horses' mouths: the biggest management challenges and business objectives from the Top 25 Program Managers.

Clients should not necessarily consider a 401(k) the first stop for retirement savings.

The partner who first reaches 62 should consider delaying Social Security until the age of 70, and they should continue contributing to the retired spouse’s IRA if possible.

To build a strong portfolio, investors should consider blue-chip stocks that pay high dividends.

Clients should opt for simpler annuities, which tend to be less expensive than those with more complicated terms.

Advisers with their own practices would see their tax rates cut to 15% under the new proposal.