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kitces-headshot.jpg

Michael Kitces

Head of Planning Strategy
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Michael Kitces, MSFS, MTax, CFP, a Financial Planning contributing writer, is head of planning strategy for Buckingham Wealth Partners, co-founder of the XY Planning Network and publisher of a continuing education blog for financial planners, Nerd’s Eye View.

  • Photo by Scott Wenger
    Financial planning
    Kitces: Open letter to the CFP Board on its proposed new standards

    The good, the bad and the downright inexplicable in the suggested changes.

    By Michael Kitces
    February 12
  • Small business owners should put their personal interest first by saving for retirement.
    RIAs
    Kitces: Why advisors make the grumpiest business owners

    As advisors grow their firms into bona fide businesses, they may sour on the profession —unless they scale back, Michael Kitces writes.

    By Michael Kitces
    February 9
  • Kitces-Risk-misperception-122917
    Financial planning
    Kitces on risk tolerance: The misperception that keeps hurting clients

    It’s time to broaden our understanding — and assessment — of risk composure.

    By Michael Kitces
    February 2
  • How-and-Why-to-diclose-fees-012218
    Fee-based compensation
    Kitces: Why and how to disclose your fees

    Transparency is the key to a good long-term client relationship. That’s why advisors should publish fees and minimums on their websites.

    By Michael Kitces
    January 22
  • reinventing the RIA custody model KITCES 1-18
    Fintech
    Kitces: Fee disruption is coming

    Some of the biggest changes come when industries collide.

    By Michael Kitces
    January 16
  • Kitces Medicare 2018
    Healthcare costs
    Kitces: The value of Medicare surtax planning

    With lowered surcharge thresholds effective this year, strategies to manage the bite are a way for advisors to add client value.

    By Michael Kitces
    January 9
  • Client referrals
    Client acquisition
    Kitces: Referrals are awkward — but they don’t have to be

    Existing clients and contacts can activate a fire hose of new revenue, so why do advisors shy away from the practice?

    By Michael Kitces
    December 18
  • Kitces-funding progress when saving for retirement-funded ratio
    Retirement planning
    Kitces: The faults of a popular retirement saving tool

    A relatively new approach for measuring savers’ progress toward goals is gaining steam, but it’s not without its imperfections.

    By Michael Kitces
    December 14
  • 3-shapes-of-retirement-planning-IAG
    Retirement planning
    Kitces: What's the optimal retirement strategy?

    A new body of research suggests an ideal retirement-planning approach may exist — but buyer beware.

    By Michael Kitces
    November 29
  • AUM fee schedules kitces
    Financial planning
    Why fee billing can make — or break — a takeover

    If an acquisitive advisory firm doesn’t perform due diligence on the seller’s fee structure, headaches are guaranteed, Michael Kitces writes.

    By Michael Kitces
    November 14
Load More
CAN RIA GROWTH AND TRUE FIDUCIARY DUTY REALLY COEXIST?

Business goals cannot always put clients' best interests first. Here's why even the executives leading fast-expanding advisory firms say the critics have a point.

FP_November-December_2024.jpg
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© 2025 Arizent. All rights reserved.
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© 2025 Arizent. All rights reserved.