Michael Kitces

A NING trust can provide significant savings and help clients avoid gift tax ramifications.

How a lifetime annuity can be the solution to one of the toughest challenges.

A new model of holistic financial advice is coming on the scene.

Those still accumulating for retirement can also be affected but there are some important caveats, explains Michael Kitces.

Risk protection requires holding some investments that underperform when stocks rise, such as government bonds. But the payoff can come when the tide turns.

Analysis: Arguably the greatest adjustment pressure will be on annuity companies and broker-dealer and insurance firms that will not likely qualify for the level-fee fiduciary exception.

If advisers fall short, “required disclosures will provide a roadmap to the plaintiff’s attorney to pursue."

The clock is ticking for the onset of an incredibly far-reaching new fiduciary rule. Here’s who it helps — and hurts.

Advisors in today’s crowded field must stand out in order to grow their business. Here’s how to build a digital platform that will attract clients.