IRAs

After a waiver, required minimum distributions from certain retirement accounts — including traditional IRAs and 401(k)s —return for 2021.

The one-two punch of major tax laws passed within four months of each other creates some interesting puzzles for advisors to solve.

For some, estimated tax payments are a non-issue. Others may earn all of their income from sources that don’t withhold amounts for federal income taxes.

In unique circumstances, contribution limits to a Roth IRA do not apply. Here’s why.

With a strong Democratic presidential contender, the risk of both estate and gift hikes beginning as early as 2021 is palpable.

The legislation would encourage saving earlier by enrolling employees automatically in their company’s 401(k) plan, whenever a new plan is created.

The Secure Act’s “RMD hall pass” for surviving beneficiaries requires deft maneuvering to deal with long-term concerns.

There’s a significant opportunity for advisors to help their non-business clients, earn some new ones — and it can be taken advantage of right now.

The thresholds will all rise, according to the IRS.

Some cash-strapped clients with high medical costs could really benefit from making this move.

At the center is a pledge not to increase rates on those making less than $400,000, and that various changes would only impact earnings above the threshold.

The agency began digging into the massive tax law addressing issues that needed immediate clarification.

Clients may have an ability to increase the ratio of after-tax dollars in their account by completing one or more transactions that are exempt from the pro rata rule.

To protect client nest eggs, advisors must know which savings vehicles are protected — and they’re not all created equal.

One problem is the proposal is focusing on the minor advantage of tax-deferred retirement plans, says Bloomberg columnist Aaron Brown.

The department faced scathing criticism for hours from insurers and consumer advocates alike.

A comprehensive guide to how these provisions affect retirement plans

If the court ends up making this choice, intended family members may lose out — all for want of filling out a one-page form.

Tax-rate arbitrage is one approach, but it’s far from the only one, according to contributor Michael Kitces.

Those who don’t pay them back could lose up to 45% of their potential savings.