IRAs

There are drawbacks to a new law designed to help disaster victims access their retirement funds early without penalty.

While the average savings in retirement accounts increased markedly in recent years, the amounts varied significantly by income levels, says an expert.

The first step is to account for any obligations or costs, an expert says.

Borrowing against the value of one’s 401(k) is a great way to ride out a low-yield environment, right? Think again.

The right debt strategy can help clients make better decisions with capital allocations.

Most retirees said they adapted to their situation of having limited retirement income and they have had few regrets, according to a survey.

Owning a home can bring tax benefits, as well as equity that can be used to create an income stream, but in some cases a rental can be a better deal for retirees.

Can your clients use the increasingly popular "still working" rule? Yes, but get a handle on the rules first.

Are you taking full advantage of the tools at your disposal? Advisors share insights about approaches.

One guideline to remember is that retirees should continue being invested in stocks, which produce high returns and pay dividends.

Less than $5 million in gross receipts during a five-year period and qualified R&D expenses are required.

Retirees who are considering investing in an immediate annuity can make sure they get a competitive quote by consulting the annuity payment calculator at immediateannuity.com.

Clients may hold employer stock in their retirement accounts. It pays to know when and how to take distributions from it, Michael Kitces writes.

Clients could face a 100% penalty of taxes owed for filing late.

Retirees can consider a Roth IRA if they want to leave assets that would not be taxed once inherited.

Some of these states, however, may not be tax-friendly for retirees.

Early withdrawals from employer-sponsored plans can derail retirement, but may be necessary.

Between taxes and penalties on early withdrawals, many clients will only be getting 65 cents for every dollar they take out.

Retirement plan advocates are urging the federal government to allow Hurricane Harvey victims to withdraw from their 401(k), IRA and other retirement accounts without facing any penalty.

IRA balances are up, and so are divorces, particularly among baby boomers. These so-called gray divorces have roughly doubled over the past 25 years, according to the Pew Research Center.