IRAs

Less than $5 million in gross receipts during a five-year period and qualified R&D expenses are required.

Retirees who are considering investing in an immediate annuity can make sure they get a competitive quote by consulting the annuity payment calculator at immediateannuity.com.

Clients may hold employer stock in their retirement accounts. It pays to know when and how to take distributions from it, Michael Kitces writes.

Clients could face a 100% penalty of taxes owed for filing late.

Retirees can consider a Roth IRA if they want to leave assets that would not be taxed once inherited.

Some of these states, however, may not be tax-friendly for retirees.

Early withdrawals from employer-sponsored plans can derail retirement, but may be necessary.

Between taxes and penalties on early withdrawals, many clients will only be getting 65 cents for every dollar they take out.

Retirement plan advocates are urging the federal government to allow Hurricane Harvey victims to withdraw from their 401(k), IRA and other retirement accounts without facing any penalty.

IRA balances are up, and so are divorces, particularly among baby boomers. These so-called gray divorces have roughly doubled over the past 25 years, according to the Pew Research Center.