The end of a calendar year might be a good time for plan sponsors to take a look at their retirement plans and encourage employees to make changes that will help them do a better job of saving for their futures, but 401(k) communications during the busy holiday season might get lost in the shuffle.

Rebecca Katz, principal and head of Vanguard’s participant strategy and development, says she believes plan sponsors should avoid sending retirement messages between Thanksgiving and New Year’s.

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