WASHINGTON -- More than two-thirds of all students who graduate from a higher-education program that grants a degree or certificate in financial planning do not sit for the Certified Financial Planner Board of Standards exam, according to new research from the CFP Board.

Of the survey's more than 500 respondents -- financial planning students who had graduated between 2006 and 2011 -- about 69% said that they have not taken the CFP exam, while only 13.64% said that they have both passed the test and completed the other steps required to achieve CFP certification.

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