Last month the Insured Retirement Institute released yet another in the long line of reports indicating the majority of baby boomers are nowhere near ready for retirement. Since we can’t slow down the clock to give them more time to prepare their financial capital, consultant and author Keith Weber says maybe it’s time we start helping them prepare their human capital.

According to AARP, over 80% of boomers plan to continue to work in some capacity in retirement. While about a quarter of those (23%) plan on working because they want to, the rest plan on working because they feel they’ll need to. As such, our client’s human capital is becoming an ever-larger retirement asset that needs to be managed and optimized for long term sustainability.

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