Retirement planning

Clients who want to reduce their expenses during retirement may want to move to a state that doesn’t tax these government benefits.

Underestimating longevity is one of the blunders that clients should be careful not to make.

One client wishes he had known his options related to filing beforehand.

The state's contributions jumped 14% this year to $415 million and are projected to continue rising.

Clients should consider switching to a Roth IRA or Roth 401(k) as investment growth and distributions are not subject to tax.

The best way to approach portfolio declines, withdrawal rates and even emergency cash needs.

These programs can help advisers cut through the confusion to help clients.

Surprise riches can help clients as much as hurt them. 

Although clients pay taxes on the contributions they make, they can still expect tax savings as their money grows tax-free and future distributions are exempt from taxes.

Although retirement investors lose from the decline in bonds' value, they stand to gain from the rising payouts from 10-year Treasury bonds.