Retirement planning

What should advisors expect from the upcoming regulation?

The platform provider is pushing the concept hard, but early reviews are mixed.

Filing for Social Security can be a wrong move if seniors are still employed and earning a wage income.

Advisors have very little power to fix the health care system, but they can help others manage skyrocketing medical costs.

The number of clients owning taxable brokerage accounts has increased 10 percentage points over the past five years, while ownership of employer-sponsored plans remained unchanged.

As sales of LTC insurance plummet, combination products — annuities with LTC riders — are picking up some of the slack, serving as a useful alternative for some clients.

Some are forced to retire early because of disability, layoff and health issues, while others fear that the program will reduce future benefit payouts as a result of its financial woes.

There are only two ways to transfer IRA assets tax free in a divorce proceeding.

Annuities can be qualified or non-qualified and are subject to different tax treatments. There are also estate tax consequences as well as tax penalties to consider.