Retirement planning

Major repairs are needed to ensure Social Security’s long-term stability, according to an expert.

Clients with children are advised to start saving early in a 529 plan to take advantage of the “tax-free or tax-deferred growth.”

The triple-tax savings and investment vehicle is underutilized, but can help clients save for upcoming healthcare expenses.

The full balance won't belong to them until they are fully vested in their plans — especially if they're receiving an employer match.

Buyout amounts are high right now, but there are many other factors to consider when guiding your client to the right choice.

Researchers blame the immaturity of the system and poor choices made by those planning to retire.

The plans cannot be maximized if clients fail to find ways to minimize costs in retirement.

Funding a Roth account, for example, may not offer upfront tax deductions, but withdrawals are tax-free.