Health and wellness

If a family contributes approximately $6,000 per year to an HSA, compounded at 6% growth for 20 years, that's $234,000 at retirement, says expert.

Nearly two-thirds of future and recent retirees are worried there will be cuts to the program under the Trump administration. And an even greater percentage think that it needs to change.

Some say the changes could make the Federal Housing Administration's program less attractive to borrowers, but they could also improve the market.

When developing a plan to offset the potential shortfall of Social Security benefits in the long term, annual rebalancing is one step clients should take.

Clients could face a 100% penalty of taxes owed for filing late.

Retirees can open health savings accounts, which offer tax breaks on contributions and qualified distributions, and tax-free growth on investments.

There’s one major benefit to these accounts.

Are HSAs here to stay? One advisor’s prediction.

Advisors are in trouble if they neglect a client’s health needs.

When the current bull market fever subsides (or crashes), dividend investing will regain some of its lost appeal, writes an expert.

Some of these states, however, may not be tax-friendly for retirees.

Health savings accounts have soared in popularity, but providers are adding layers of fees.

Actually, there’s a third answer, says planner Victoria Konrad.

Each pre-retiree couple is in a unique circumstance, and needs to account for their health and longevity, as well as their willingness and ability to work.

Advisors must be prepared with tax and planning strategies to help when clients fall ill.

These plans once merely supplemented health insurance. Now they are a vital part of a broader retirement strategy.

The most difficult challenge for a new firm? For some, it’s not location or even hiring.

Clients should consider a dependable second-hand car instead of a new one, and then redirect the money saved into a retirement account.

Certain laws may require them to maintain the coverage with their former spouse.