Investment insights

The assets that clients used intensively when first purchased (like a large house) come to have excess capacity over time; Plus, two big reasons clients need more savings.

Going back to school is recommended to pre-retirees who intend to work through retirement; Plus, choosing the right Medicare plan for your clients.

The Federal Reserve held interest rates near zero last week, though 13 of 17 policy makers still expect a rise this year. That forecast faces a major threat: The concerns that persuaded officials to delay action are just as likely to escalate over the next three months as to die down.

Clients who own funds that invest in master limited partnerships need to know how tax records impact performance over time. Plus, muni bonds' find renewed popularity with clients.

Retirees cannot expect bigger Social Security benefits next year as cost-of-living adjustments are unlikely to increase; Plus, the best target-date funds for retirement savers.

The Internal Revenue Service has issued 2014-54 to simplify the process for 401(k) participants who convert their after-tax contributions to a Roth IRA; Plus, the basic rules for calculating, withdrawing RMDs from retirement plans.

Advisors can get a leg up with a deeper understanding of the correlation between oil prices and natural resources funds.

People are less likely to save more in their 401(k) plans when they learn they lag behind their peers in retirement saving; Plus, six annuity fees advisors and their clients should know about.

Retirees need to realize that pullbacks and corrections are part of investing, so they are advised not to panic when the market gets volatile; Plus, RMD rules for older workers.

Advisors say they have been proactively reaching out to clients, rebalancing portfolios and boosting cash positions in anticipation of an eventual rate hike.