Medicare

To secure retirement for both spouses, married clients need to determine their savings rate in their 401(k)s and take advantage of the employer's match.

The change would affect seniors who converted traditional accounts to Roth and paid taxes for the benefit of their heirs.

Deferred taxation on these retirement products, in part, depends on how their distributions are made.

Setting up a tax-advantaged retirement account, automating contributions and reducing their overall expenses are a few strategies to get back on track.

Seniors hoping to begin retirement next year are advised to review their risk exposure, pay down their debt and save for additional health care costs.

One tip for younger clients is to create multiple income streams that are subject to varying tax treatments.

Medicare savings programs, discounts on prescription drugs and rental assistance are a few ways retirees can lighten their load.

Helping clients develop a solid investment strategy is an important step to help them survive market volatility.

With pensions gradually disappearing, more retirees will have to rely on 401(k)s.

Medical expenses for retired clients may be more predictable than expected, experts say.