Retirement benefits

Without acknowledging both the downside and tremendous upside of long time horizons, the 4% rule is no rule at all.

Just 62% of women are protected compared to 76% of their male counterparts, research shows.

Severe declines provide the opportunity to review their portfolios and ensure their current plans support their short- and long-term goals.

Those who fail to meet the cutoff face a hefty penalty that could hit as much as 25% of their dues.

The Czech Republic, Portugal, Slovenia, and Canada are among the top 10 most peaceful places for seniors to settle down.

“Do yourself a favor and start saving early,” an expert says.

Under the Labor Department’s final regulation, firms in different industries will be allowed to establish a joint retirement plan provided they operate in the same state or metropolitan area.

“We can’t overestimate the influence of having access to employer-sponsored retirement plans," an expert says.

The Labor Department is poised to release a rule that would make it easier for small businesses to establish a multi-employer 401(k) plan for their workers.

Most retirement tips should be taken with a grain of salt, as not all advice can help boost prospects.