Retirement planning

Employees will receive personalized insights, guidance and tools to build a financially secure retirement.

The vision is to democratize “high-quality, personalized advice at scale, just as the independent advisor has disrupted wealth management,” the companies said in a statement.

The oldest borrowers hold the fastest-growing piece of the U.S.’s $1.7 trillion student-loan pile.

“It will dramatically expand the number of advisors who will be fiduciaries under ERISA,” says one expert.

About 76% of the average account was in stocks across the 4.7 million participants in plans that Vanguard keeps records for.

With the burden on participants to figure it all out, it's no surprise that more often than not, they just give up, Alexis Leondis writes.

“Financial wellness is front and center [for employers], so the partnership between Betterment and Lumity made perfect sense,” says Amit Ahluwalia, Lumity’s national employee benefits practice leader.

Make female executives and heiresses feel dumb about personal finance and they’ll take their portfolios elsewhere.

Retiring before the full retirement age can result in a cut in Social Security benefits by as much as 30%, research shows.

While after-tax funds in employer-sponsored plans are tracked by plan administrators, clients are on their own with traditional IRAs, Jeffrey Levine writes.