Retirement readiness

They can do research by visiting funeral homes to get a better understanding of cost and burial details.

Be sure to check if the original owner has started taking minimum distributions to ensure clients make the right decisions.

"Part of the conversation should be exploring how your client uses the health-care system," says a CFP.

Many older workers don’t know they are allowed to take penalty-free withdrawals from their 401(k), 403(b) and 457 plans.

An average couple aged 65 who are about to retire this year will need $285,000 to cover healthcare expenses.

Ensure their contributions don't exceed the limits to avoid a penalty tax.

Seniors who hold retirement savings in various assets should develop a tax-efficient withdrawal strategy.

Lawmakers are poised to merge two bills that would make it easier for workers to save for retirement.

The S&P 500 bottomed in March 2009, but clients have since seen a huge boost in their retirement savings.

I would rather have my clients come back to me saying they had too much money in retirement than telling me they are running out.

Can’t stop, won’t stop. That’s the mantra of some boomers who have no interest in retirement.

Tapping into these plans is one method used to prevent bankruptcy.

Clients are increasingly favoring accounts suited for emergency spending, research shows.

Retirees who use a smaller withdrawal rate may amass significant excess wealth. That can mean trouble for advisors.

Advisors who once oversaw portfolios for clients anxious to save a dollar now work more frequently with investors saving to see the world.

New survey reveals low savings rates and poor financial literacy on retirement planning, but advisors can help.

The bill has bipartisan support in the House and Senate.

Advisors need to be willing to take a financial hit for clients