Retirement scan

Congress can help by creating a law that will enable states and local governments to lower the benefits they promise their employees.

Clients and their family members looking into assisted-living options should avoid making the decision at the last minute, particularly when a health crisis occurs.

An expert agreed that an investor in their 20s doesn't need to worry too much about bonds, but in some situations a fixed-income "sliver" may make sense.

Last election, the sky was falling but the markets handed in a good performance the next year.

Eliminating the tax maximum would fix much of the program's shortfall, but it could also bring unintended consequences.

Even people who have not earned 40 work credits can still sign up for the program but will have to pay a premium for hospital coverage.

The top cities for elders who plan to work past their retirement age are ranked according to factors such as average effective tax rate and senior unemployment rate.

Although market volatility makes stocks a risky investment option, retirement investors should continue to hold stocks in their portfolio.

The goal is to help some 55 million employees with no access to workplace retirement plans.

Women should boost their savings rate and invest their windfall to increase their odds of securing their financial well-being.