Roth 401(k)

Clients are advised to diversify their tax positioning when investing for retirement, one expert says. This can be done by contributing to three buckets: taxable, IRA (pretax) and Roth (posttax).

Nonprofits may experience a decline in revenue as more taxpayers are expected to opt for a standard deduction this year.

Premiums appear to be stabilizing finally and even dropping in some states.

Even though the program was created by a large multinational corporation, companies of all sizes could utilize this approach.

Seniors are likely to be in a lower tax bracket in the few years after retirement, creating a "sweet spot" for them to convert some of their traditional 401(k) or traditional IRA assets into a Roth account.

The typical tax-deffered savings account can easily hit $1 million — mathematically speaking.

Socking away all retirement savings in traditional 401(k) and IRA accounts may no longer be wise.

If retirees intend to rely heavily on Social Security for income, they should consider adjusting the timing of their bills to the date that they will receive their benefits.

The differences generally come down to investor eligibility and when taxes are paid, but that can have a significant impact.

Elderly clients should make sure they have enough fixed-income in their retirement portfolios to spin off cash to cover the gap between income and expenses until the market recovers.

The Roth IRA has very low contribution limits, while those in high-income groups may not qualify to contribute to the account.

Homeowners have fewer options as state and local deductions have been capped under the new law.

LifeYield makes it proprietary Taxficient Score available to individual advisors.

A report says that boomers and Gen X-ers should expect disruptions in the labor force in the next 12 years.

In a bull market's later stages, some types of investments work better than others. Find out which ones they are.

A survey found that 27% of parents who cosigned for their children's college education end up paying off the debt with their retirement savings.

The number of accounts with $1 million or more increased to 150,000 in the fourth quarter of 2017 from 93,000 recorded in the same quarter the year before.

Moving to a retirement community is a great option for seniors if they don't have enough support from family and friends and they have a sizeable nest egg to finance such an arrangement.

Retirees should consider that state laws may differ on who may be legally recognized as a beneficiary's spouse and thus whether their partner would be entitled to spousal benefits.