Retirement readiness

The retirement crisis looms larger than ever as new research shows how many U.S. adults have no long-term savings.

The 4% rule isn't the only option. Plus, one counterintuitive idea says retirees can live larger this year.

A new Fidelity report showed that despite the pressures of inflation, most people with 401(k)s kept contributions steady in the third quarter.

As more and more employees gear up to leave their jobs in a post-pandemic hiring frenzy, economists fear the issue will only get worse.

Many White Americans are retiring because they can afford to, while Black Americans are forced to stop working by health problems or a disability.

The Senior Citizens League made its forecast amid inflation fears and as advocates criticize the formula for calculating the annual adjustment.

“The rollout of this plan has acted as a tipping point,” says Nick Pennino, an Edward Jones advisor.

In unique circumstances, contribution limits to a Roth IRA do not apply. Here’s why.

Both have their allure, but astute advisors can sort out the best choice between low-cost and premium versions.

It comes as part of “an unprecedented series of extremely low” annual increases, according to an analyst with the nonpartisan Senior Citizens League.

The company’s new self-guided tool will generate a plan for clients in as little as 15 minutes.

“Clients have gotten a good scare,” says Dave Welling, CEO of Mercer Advisors.

Financial practitioner Aaron Brown takes a look at the logic behind modern day 401(k) plans.

Coronavirus-related distribution provisions can now be returned and there’s a larger pool of recipients eligible for relief. Here’s what advisors need to know

Those who don’t pay them back could lose up to 45% of their potential savings.

The program faces big challenges, including the coronavirus pandemic which could deplete the program’s $3-trillion trust fund as early as 2028.