Roth IRAs

With the expenses no longer deductible, will clients ask for new planning options?

High-net-worth clients can bump into income limits when it comes to making Roth IRA contributions, but they can find other tax-saving strategies to save for retirement.

Avoiding this oversight can save clients from costly and painful legal battles after a loved one has passed away.

Waiting until your 70th birthday is the much-discussed strategy to maximize benefits. But in some circumstances, you won't miss out if you file earlier.

Clients need more advice — and advisors must do better analysis before making recommendations.

The guideline used a specific set of assumptions: a retirement lasting 30 years with savings in a tax-deferred account and nothing left for heirs. Change just one and your “safe” withdrawal rate may differ.

For wealthy people, Uncle Sam is a major challenge to asset growth.

Many single baby boomers opt to stay put in retirement because they have no children who would advise them to move to an assisted living or continuous care community.

Clients have a tax-saving opportunity to transfer pre-tax contributions in retirement accounts to a Roth or life insurance policy under the new law.

Seniors are likely to be in a lower tax bracket in the few years after retirement, creating a "sweet spot" for them to convert some of their traditional 401(k) or traditional IRA assets into a Roth account.

Although volatile markets mean opportunities for some investors, most clients will be better off ignoring market corrections if they are investing for the long term.

82% of surviving spouses could have collected a higher benefit if they did things differently with their filing, according to a new report.

Not all vehicles are created equal — and for high earners in particular, the conventional wisdom may not apply.

Clients can boost IRA retirement savings with this strategy, but shhh! Avoid certain terms.

Many seniors who succeeded in retirement set their sights on becoming millionaires while they were young.

The new tax law lowers the tax rates for many investors, allowing clients to enhance tax savings on the converted amount.

More than two-thirds of retirees are making this mistake because they don't have a sustainable withdrawal plan, according to a new study.

Clients who intend to leave a legacy to their loved ones should consider using a Roth IRA.

Certain clients will have to take a taxable distribution from the account every year.