Roth IRAs

New regulations have altered advice for Social Security, Roth conversions, tax code, estate planning and much more. Financial plans must be crafted with enough flexibility to change with the times.

Tax-rate arbitrage is one approach, but it’s far from the only one, according to contributor Michael Kitces.

Many clients have seen the value of their investment accounts drop, making this a good time for planners to prove their value

Early withdrawals from retirement accounts may be unavoidable in today’s economic climate. You can help mitigate the damage.

By making the right moves, retirees can reduce their taxable income and owe less in capital gains taxes, an expert says.

Though IRA conversions during a market correction may enable some clients to save on their taxes, the strategy is not recommended for everyone.

For clients fortunate enough to not need them, minimum distributions are not required this year in most — if not all — cases.

How will the relief package impact retirement accounts? CPA Ed Slott fields this and other top financial planning queries.

The IRS now says some unwanted RMDs can be undone, eliminating the tax bill

For one, clients will owe taxes still on the distributions, unless they recontribute the money into the account within three years.