Wealth Think

Financial literacy is low, and advisers have the opportunity and digital tools to establish themselves as trusted educators.

While discount pricing can create confusion, these funds can also create opportunities for clients to unlock long-term cash flows.

Independent advisers need to redefine their service to factor in the intrinsic values they bring to clients, says TD Ameritrade Institutional President Tom Nally.

The digital M&A trend has much in common with the wildly popular game app.

A former Morgan Stanley adviser and medalist in swimming offers tips for keeping long-term objectives on course.

Diversification is a key word in the financial lexicon. But it is neither well-defined nor desirable in and of itself. What investors really need is efficiency.

The fiduciary rule, combined with technological advances, will create pressure to compress fees to a degree that could threaten advisers’ lifestyles.

Next generation retirement planning combines Social Security and portfolio withdrawal strategies.

Families need reassurance that their money can last, says Michael Bapis of the Bapis Group.

"The trend is moving toward fee-based planning and removing commissions from the equation," says Artisan Advisor's Tim Smith.