401(k)

The fee is “like a cash-printing machine for plan administrators," said one expert, and there’s very little clients can do about it.

IRA investors who turn 70 before June 30 have a little more than a year to make their first withdrawal.

Your late clients' surviving spouses or children are entitled to a $255 lump-sum death benefit, as long as they meet these requirements.

Why it's a good time to invest even small amounts into 401(k) and Roth IRA accounts. Plus, avoiding the capital gains hit.

Even when they have a retirement plan, it is likely to be astronomically more expensive than those offered by large companies.

The one-size-fits-all approach may not suit everyone as circumstances vary. Investors may consider a managed account, plus a robo, which is an inexpensive alternative.

The 401(k) and IRA rollover business is going through its own phase of disruption.

With the full retirement age increased, the advantages of waiting until age 70 have been somewhat diminished.

Proponents of defined-contribution plans envisioned them as supplements to defined benefit plans; they didn't anticipate that 401(k)s would largely replace pensions.

On average, workers in 2015 put 6.8% of their salaries into 401(k) and profit-sharing plans, according to a recent survey.

Many Americans are facing bleak retirement prospects as a result of the current do-it-yourself retirement system.

Many pension plans are facing financial woes, with many of them reducing pension payouts to their beneficiaries.

Underestimating longevity is one of the blunders that clients should be careful not to make.

Many would argue the retirement fund is archaic, inelegant and user-unfriendly. Is it time for something new?

If they file for Social Security, they should expect 26% less than they would get if they wait until their full retirement age.

Anticipation of auto enrollment features is expected to change the way advisers serve their clients.

Employees who invest heavily in company stock are commingling their financial capital with their human capital, and making their financial plans unnecessarily risky along the way.

Tax-wise strategies for charitable contributions can take a 180-degree turn when it comes time to create an estate plan.

A typically "balanced" portfolio (with 60% in stocks and 40% in bonds) yielded a return of 4% or more just 66% of the time.

Advisers and clients may think it doesn't matter which account makes the distribution, as long as the total calculated amount is taken from some account. They are wrong.