Editorial Staff

Married couples should account for the impact of death on the surviving spouse, and factor in the hefty cost of health care.

Lawmakers are considering scrapping individual deductions, including tax breaks for certain plan contributions.

Those who expect to stay longer on their jobs could be hurting their prospects, as many people are forced to retire early because of health issues.

One step for clients is to avoid investing the money that they will need within a five-year period.

Older Americans would be subject to an "age tax" under the Senate legislation designed to revamp the Affordable Care Act, says an expert with the AARP.

Gold tends to hold its value in the long-term, but it's volatile — almost as much as stocks — so clients may need decades to ride out its ups and downs,

Beneficiaries owe no federal tax on collected payouts after the policyholder dies.

Data reported by the Investment Company Institute.

Setting up an investment account for every newborn, with the federal government seeding it with $7,000, might be a solution to the looming Social Security crisis, says expert.

Clients should not underestimate the impact of taxes on their income after they retire, as their tax liability could reduce substantially their net earnings.