Editorial Staff

Those who expect to stay longer on their jobs could be hurting their prospects, as many people are forced to retire early because of health issues.

One step for clients is to avoid investing the money that they will need within a five-year period.

Older Americans would be subject to an "age tax" under the Senate legislation designed to revamp the Affordable Care Act, says an expert with the AARP.

Gold tends to hold its value in the long-term, but it's volatile — almost as much as stocks — so clients may need decades to ride out its ups and downs,

Beneficiaries owe no federal tax on collected payouts after the policyholder dies.

Data reported by the Investment Company Institute.

Setting up an investment account for every newborn, with the federal government seeding it with $7,000, might be a solution to the looming Social Security crisis, says expert.

Clients should not underestimate the impact of taxes on their income after they retire, as their tax liability could reduce substantially their net earnings.

Retirees who retire before 65 and want to reduce their premiums are advised to keep their taxable income between $12,060 and $48,240 (for singles) or $16,240 and $64,960 (married couples).

Data reported by the Investment Company Institute.

The Senior Citizens League says that seniors on Social Security can expect an increase in cost of living adjustments not seen since 2012.

A new report indicates that projected medical expenses of a 45-year old couple, after they retire, will be 122% of their total Social Security benefits.

Stocking away income in company-sponsored plans can provide corporate executive clients tax-free compounded growth on investments.

Many carriers offering long-term care coverage are experiencing financial woes and may no longer guarantee payments when clients need them.

One alternative is a hybrid long-term-care policy with features of traditional LTC insurance and cash-value life coverage that grows over time.

A new line of mutual funds can help retirees manage their RMDs – which many fail to take – and avoid the hefty penalty.

Women often have more years of low income—or no income—at some point in their careers.

Clients are advised to put their savings in accounts with differing tax treatments to better manage the burden in decumulation.

Contrary to what some people think, their tax burden may not decline after leaving the workplace for good.

An expert warns that "the buy, hold and forget" strategy would only work in bull market conditions.