Editorial Staff

Although the open enrollment comes in less than two months, seniors are advised to start preparing as soon as they can to save on premiums, co-payments and prescription drugs.

They go for $1 each on the underground internet where illegal online transactions occur. PayPal account numbers command the highest price.

If costs continue to escalate, Medicare may be forced to pass on the costs to beneficiaries, who are mostly retirees.

The Social Security trust fund only invests in U.S. Treasuries, which have seen yields fall to historic lows.

How options ranging from traditional index, tax-managed and static allocation funds to traditional IRAs and Coverdell Educational Savings Accounts may boost your client's return.

Round table of experts discuss ramifications of conflicting agendas, high tax brackets and low-cost index funds.

Many Americans make the mistake of tapping their home value for immediate financial issues instead of using it to help fund their retirement.

Why timing is so important for college graduates when making contributions to the 401(k) plans where they work.

Even index funds don’t necessarily escape workers' scrutiny when looking for unnecessary costs.

Retirees who used a 4% withdrawal rate on a portfolio with a 50/50 asset allocation have retained 67.5% of their wealth 16 years out.

Spousal and survivor benefits have become outdated and no longer address the needs of today's families given divorce rates and the number of single households.

While a stock-first withdrawal approach is viewed as a prudent way for retirees to tap into their retirement accounts, advisers should not readily recommend this strategy.

Retirees may receive no increase in benefits in 2017, as the Social Security Trust Fund says that the cost-of-living-adjustment could range between zero to .7%.

Congress can help by creating a law that will enable states and local governments to lower the benefits they promise their employees.

Clients and their family members looking into assisted-living options should avoid making the decision at the last minute, particularly when a health crisis occurs.

Here's how to bring in the cash without paying a nickel to the government. Plus, 11 big mistakes to avoid and qualified charitable distributions that yield big benefits.

An expert agreed that an investor in their 20s doesn't need to worry too much about bonds, but in some situations a fixed-income "sliver" may make sense.

Last election, the sky was falling but the markets handed in a good performance the next year.

Eliminating the tax maximum would fix much of the program's shortfall, but it could also bring unintended consequences.

Taxes are one of life’s sure things, but clients can still make changes after the filing deadline. Here’s how.