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Jim McGinley

Jim is responsible for the P&L of Insikt’s consumer loan portfolios.Prior to joining Insikt, Jim was a Managing Director at JPMorgan Chase where he lead a team of 40 analysts supporting all of the customer acquisition strategies and balance transfer strategies for Chase’s $120 billion credit card book. His team was responsible for the optimal allocation of a $1.5 billion marketing budget across online, direct mail, and retail channels for Chase’s full suite of credit card offerings. Prior to Chase, Jim was Vice President of Product and Analytics at Oportun (Progreso Financiero). Jim was an early member of the senior management team at Oportun and was responsible for building out a best in class enterprise analytics team and infrastructure from 2008 to 2012 to support the rapid growth of the business to over $120 million in receivables and 200,000 active customers. Jim started out his career at Capital One where he was responsible for the P&L of the US Card Prime Acquisitions business. He received the Circle of Excellence award for his work rebuilding Capital One’s valuation and decisioning infrastructure for the US Card Acquisitions business.Jim received a BSE in Mechanical Engineering from Princeton University and a Masters in Engineering Management from Duke University.