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Kathie DeRuiter

EVP and Senior Operations Officer

As Executive Vice President of Operations for Horizon Bank, Kathie�s responsibilities include ATM & Alternative Delivery Channel Strategy.����Kathie has over 25 years of experience in the financial industry.� She has been involved in every aspect of the banking industry; from mergers and acquisitions to industry round tables. She manages all bank operations for Horizon Banks� 31 offices and 41 ATM locations through-out Northwest Indiana and Southwest Michigan. .�Prior to joining Horizon Bank 1998, Ms. DeRuiter was the Sr. Manager of Operations and Analysis at Whirlpool Financial Corporation.