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Kristen Thomas

Kristen Thomas is Vice President, Assistant General Counsel, and Chief Compliance Officer at American Home Mortgage Servicing, Inc. (AHMSI), a third-party mortgage servicer in Coppell, Texas. She is responsible for regulatory compliance within the organization and its subsidiaries, including licensing and examinations, and advises the servicing business on mortgage servicing and debt collection regulations, including the Real Estate Settlement Procedures Act (RESPA), the Fair Credit Reporting Act (FCRA), the Fair Debt Collection Practices Act (FDCPA), and the Home Owners Protection Act (HOPA), as well associated state provisions and licensing laws. Ms. Thomas also serves as the Privacy Officer for AHMSI and heads the Policies and Procedures department. Prior to joining AHMSI in 2009, she was with Ocwen Financial Corporation for more than 8 years, where she most recently served as Assistant General Counsel, Compliance, a role in which she counseled the servicing and debt collection divisions of the company on various compliance, governance and transactional matters. She obtained her Bachelor of Science degree in Finance from Florida Atlantic University and her Juris Doctorate from the Shepard Broad Law Center at Nova Southeastern University.