Michael Kitces

It’s time to consider payment schemes that are more transparent and better aligned between who pays the cost — and who enjoys the benefits.

Advisers often use one number to determine a client’s appetite for — and ability to absorb — market risk. And that’s a problem, Michael Kitces writes.

How advisers can help overcome their irrational expectations.

Avoiding these mistakes with a small business is essential.

Changes can substantially reduce the value of delaying widow(er) benefits for surviving spouses.

The final version of the memorandum that President Trump signed did not actually include a provision to hold up the regulation. It's still game on.

Finding that investment unicorn is growing increasingly difficult — precisely because advisers have fewer advantages over one another, Michael Kitces says. But there’s a way to finesse it.

Technology is getting faster and smarter. Luckily, advisers have a natural-born defense — but first must learn how to use it.

Policy owners who take out loans may need a rescue — but not all life preservers are created equal.

Why advisers should use age-banding to plan for retirees’ spending levels to flex and adjust.