Troy Bernard

Troy, a 13-year payments industry veteran, is responsible for driving continued expansion and success of Chip Payments for Discover Network. He leads the products and strategy areas including Discover Zip® (U.S. contactless) and D-PAS (EMV) products.  Troy is also instrumental with many of Discover’s emerging payments partnerships with TSM’s, hardware and software manufacturers.  Troy is one of the founding team members that created and launched the Zip contactless payment application.  During his tenure, Zip acceptance has grown to over 200,000 U.S. merchant locations. Troy serves on the Smart Card Alliance’s Payments Steering Committee and is the Vice Chair of the Payments Council.