Vishal Garg

In addition to his role as founder and CEO of Better Mortgage, Vishal serves as the Managing Partner of 1/0 Capital, a fund focused on consumer credit investing, origination, and asset management. Vishal has received numerous accolades for his pioneering work in the student loan marketplace with MyRichUncle, including being named as one of Businessweek’s Best Technology Entrepreneurs under 30 in 2006 and one of Fast Company magazine’s Fast 50: Innovators for the Next Millennium.As co�founder and president, Vishal conceptualized, built, took public, and grew MyRichUncle into the 4th largest private student lender in the US by 2008. He pioneered the use of academic data and borrower future income prospects in underwriting consumer credit. Vishal then served as Managing Partner at ARAM ABS Group, which actively managed over $6 billion of distressed ABS and other fixed income securities for sovereign funds, central banks, hedge funds and money managers.Prior to MRU, Vishal was with Morgan Stanley & Co., as an investment banker in their Mergers& Acquisitions department, and began his career as an analyst with VZB Partners LLC, a leading emerging markets hedge fund. Vishal is a graduate with highest honors from the Stern School of Business at New York University.�